Finrota online collection and open banking solutions as well as developments and innovations in the FinTech sector are on our Financial Technology Blog.

Financial Technology Blog: Collections and Open Banking Blog

Get online collections from your dealers, sub-dealers and customers.

Track all your bank account activities from a single panel.

Track your bank, company credit card account transactions from a one panel.

Manage your physical and virtual POS transactions from a single screen.

Easily manage your collections in all banks.

Perform your bulk payment system transactions in one go.

İşletmenize Özel Dijitalleşme Paketi

Finrota’da Tüm Ürünler %10 İndirim ve 6 Taksit Fırsatıyla

Discover digitalization packages customized for your business needs!

Discover the most suitable solutions for your needs with Finrota; start your digital transformation today with early planning advantages.

Digitalization Package Tailored to Your Business

Don't miss out on Finrota opportunities! Start your digital transformation with a 10% discount and 6-installment advantage on all products.

The advantageous era in digital transformation: Start managing your cash flow and collection processes with the assurance of Finrota.

10% Discount and 6 Installments on All Products at Finrota

Finrota Deals: 10% Discount and 6 Installments on All Products!

What is Multi-Channel Marketing? How SMEs Grow with Multi-Channel Marketing Strategy?

Multi-Channel Marketing

Finrota, 2026’nın İlk Çeyreğinde Dijital Tahsilat ve Açık Bankacılıkta Güçlü Büyümesini Sürdürdü

Strategies to Increase Sales with POS Data. How can you leverage POS data to increase sales? Customer analytics and more.

7 Powerful Ways to Increase Sales with POS Data

Netekstre interface showing bank transactions transformed into a real-time cash position on a single screen using open banking.

Financial expert analyzing a balance sheet – risk evaluation process illustration

What Is Financial Risk Management?

Netahsilat aracılığıyla yılın üçüncü çeyreğinde yaklaşık 3 milyon adet işlem ve 69 milyar TL tahsilat yapıldı.

Collection Management and Reporting in Real Estate Sector

Customs Duty in Turkey: What Is It, How Is It Calculated? (2025 Guide)

Explore the importance of a trial balance for businesses. Learn the differences between post-closing and unadjusted trial balances, interpretation techniques, and digital advantages.

What is a Trial Balance? Differences Between Final & Unadjusted (2026 Guide)

What is Innovation? What is the Importance and Duties of the Innovation Leader? Click for details about the Characteristics and Role of the Innovation Leader.

What is Innovation? What is the Importance and Duties of the Innovation Leader?

Artificial Intelligence and the Transformation of the Finance Industry

What is the Commercial Register Gazette? Steps for querying, obtaining certified copies, and publishing announcements from TOBB and e-Government. Strategic tips for B2B financial risk management.

Commercial Register Gazette: Inquiry, Certified Copy, and Risk Management

SGK Borcu Yoktur Yazısı Nasıl Alınır? SGK Borcu Yoktur Yazısı Ne İçin İstenir?

Financial Resilience to Macroeconomic Volatility

Cash Flow Management: Strategic Advantages for Businesses, (NAP) Cash Flow Platform

Tokenization and data privacy process in B2B payment infrastructures


PCI DSS v4.0 compliant B2B collection software architecture

Discover “Zero-Knowledge” security in B2B payment systems with Finrota Vault. Eliminate the risk of data breaches through tokenization without storing card data.

B2B Payment Security: A Guide to Finrota Vault and Tokenization

What is a Letter of Guarantee? What is its importance and how is it used? Click for types of letters of guarantee and more information.

What is a Letter of Guarantee? What is its importance and how is it used?

What is RegTech? Importance in Turkey and Globally, RegTech History

What does accrual date mean? Accrual basis and periodicity principle

How to use GEKSIS? Master GEKSIS report analysis, resolve segment errors, and manage deactivation steps. Flawlessly navigate digital tax refund processes.

What is GEKSIS? Control Report, Error Codes & Deactivation Guide

2024 Obligation to Pay from the Bank: Tax Procedure Law

2023 Yılı Üçüncü Çeyrek Açık Bankacılık Verileri

What is Discounting? What are the Types? Discount Calculation 

The Most Efficient Online Collection Models for B2B Businesses

KOSGEB Business Development Support's 2024 3rd term application dates, scope and sector information have been announced. All details for SMEs are here!

KOSGEB Business Development Support 3rd Period Application Dates

What is inflation targeting? How does inflation targeting work and what are its benefits? Which country used inflation targeting for the first time?

What is inflation targeting? How does inflation targeting work and what are its benefits? 

2025 Data‑Driven Management Guide for SMEs

Optimize your cash flow, build resilience against financial crises and seize growth opportunities with working capital management.

What is Working Capital? Effective Management Strategies and Digital Solutions

Green Data Center: Reducing Costs and Carbon Footprint with Cloud Optimization

What is Inflation Accounting? How is Inflation Accounting Applied?

Netahsilat SME package is now free for women entrepreneurs and with the advantage of 0 commission for the first 6 months, exclusively for ParamPOS.

female entrepreneur SME package

API-focused banking and Finrota Netekstre: consolidate all your accounts across all banks on a single screen, connect to your ERP, and digitally manage your cash flow.

API-Focused Banking: Digital Cash Management with Netekstre

Financial Planning Advice for Entrepreneurs

What is Online Bank Integration ? Api Banking - Finrota

Accurate Risk Management with Cash Flow Platforms

Budgeting and debt management strategies for SMEs and corporates are critical for financial stability and long-term success.

Budgeting and Debt Management for SMEs and Corporates

acik-bankacilik-verileri-2022

What is a Commercial Collection Loan? Conveniences Provided to Businesses by Commercial Collection Loan

Manage Your Budget with NAP360, Effective budget management for businesses is key to achieving financial success.

Dealer Collection System, B2B E-Collection Program and Online Dealer Collection

Revenue Administration's New POS Regulation:  Draft Communiqué on Physical and Virtual POS and its Impact on Businesses

Digital Financial Instruments, Digital Dealer Collection Systems and Their Use

2023 yılı infografik

Third Quarter 2023 Open Banking Data

What is Invoice with Withholding, Withholding Rates 2025, How to Issue Invoice with Withholding and Withholding Application Limit 2025

What is a Withholding Invoice? Withholding Rates 2025 & How to Make a Withholding Invoice

The role of financial technology in the digitalizing world; It is quite accurate to say that financial services is one of the sectors most affected by technology.

the-role-of-financial-technology-in-the-digital-world

Consensus; It means an agreement or compromise reached between the parties on a particular issue.

What is reconciliation and how is it done? The importance of reconciliation, types of forms

What is E-Ledger and Why is it Important for Your Business? Who Must Use E-Ledger? How Long Should E-Ledger Certificates Be Stored?

What is E-Ledger and Why is it Important for Your Business? Who Must Use E-Ledger?

Your guide to effective SME social media management. Avoid common mistakes and grow organically with content strategy and data analysis.

Social Media Management for SMEs: 7 Fatal Mistakes and Solutions

What is a Certificate of Activity and why is it important? Discover key details, business trust insights, and tips for the application process!

What is a Certificate of Activity? Importance for Businesses and Detailed Guide

You can transfer money between your different accounts at the same bank with the transfer transaction. How to make virman and its advantages

What is Virman? How is it done? Advantages 

Get the 2025 Stamp Duty Guide with up-to-date rates, calculation methods, payment procedures, and key exemptions for smooth tax compliance.

2025 Stamp Duty Guide: Latest Rates, Calculation, Payment & Exemptions

Increase operational efficiency and sustainability with mobile collection systems. Paperless workflows, low carbon footprint, digital transformation with Finrota!

Mobile Collection Systems: Technology's Contribution to Sustainability

Are the settlement and hold periods for POS transactions disrupting your cash flow? Calculate your hidden financing costs and regain your cash flow with POSRAPOR.

How Can Cash Flow Be Improved Through Value Date and Held Amount Management in POS Transactions?

The Direct Debit System (DBS) is a cash management product that enables the automatic collection of invoiced receivables of companies with an extensive dealer and sales network.

How to facilitate supplier payments? The importance of supplier payments and procurement payment systems

How to facilitate supplier payments?

FinTech Solutions for SMEs: Financial Management Tools

Paperless finance transformation reducing carbon footprint with Finrota Netekstre digital finance solutions

Paperless Finance Transformation – Digital Finance Solutions to Reduce Carbon Footprint

infografik

Credit collection system, Credit collection solutions b2c

What is KOSGEB Entrepreneurship Certificate? How to get it?

online collection data of 2023 Netahsilat

online-collection-data-q3-2023

502 Sermaye Düzeltmesi Olumlu Farkları hesabının kullanımı hakkında bilmeniz gereken her şey. Kurumlar ve şahıs şirketleri için vergisiz kullanım yolları.

What is 502 Capital Adjustment, How is it Used? Tax-Free Addition to Capital

Optimize financial management with Interest Accrual. Manage your cash flow effectively with accurate interest accrual calculation methods.

What is Interest Accrual?

What is tax exemption and who benefits from it? Learn the conditions and scope of income, VAT and corporate tax exemption and accelerate your cash flow by following the application steps.

What is Tax Exemption? Conditions, Scope and Application Guide

What are the Incomes Subject to Income Tax? 2024 income tax rates and income tax brackets

Discover the costs of manual reconciliation, cash flow risks, and financial operations automation with Finrota.

Cost of Manual Reconciliation: A Guide for SMEs 

Learn the definition, calculation steps, and compliance tips for Non Legally Accepted Expenses (NLAE) to minimize tax risks.

What are Non-Legal Expenses (NLAE)? What Does It Cover?

Know Your Target Audience with POS Data Analysis

How does a Free Trade Agreement (FTA) affect customs duties and trade? Explore the benefits, types, and real-world examples in our complete guide.

What is a Free Trade Agreement? Its Impact on the Global Economy

Financial Analysis Efficiency with Intelligent Learning - Finrota

Makine Öğrenimi ile Finansal Analiz: Finansal Hareketleri Takip Edin

Financial Analysis with Machine Learning: Track Financial Movements

Financial Literacy and Awareness Raising: What is Financial Literacy?

What are the changes in the tax system introduced by Law No. 7524? Detailed information about the new regulations affecting taxpayers.

Changes in the Turkish tax system, innovations in the tax system introduced by Law No. 7524

Turkey's best online collection systems, best dealer collection tool

 What is a Risk Score? Its Importance in Receivables Management

Discover how effective risk management in collections is crucial for maintaining cash flow and financial health. Learn how Finrota’s NAP360 platform supports risk management strategies and optimizes collection processes.

Effective Risk Management in Collections with Finrota’s NAP360

This visual, which represents Finrota’s approach to security in open banking, illustrates the layers of encrypted data flow, secure API communication, authentication, key management, and audit trails from an enterprise fintech perspective.

Security and Multi-Layered Data Protection in Open Banking

Develop your financial strategy, optimise your income-expense balance, manage your cash flow and discover growth opportunities with statement data!

Strengthen Your Financial Strategy with Your Statement Data

Subscription Management: Member Billing, Recurring Billing

Discover how Pay-by-Link technology and SMS integration can shorten collection times. A guide to reducing DSO and securing cash flow.

What is Pay-by-Link? Accelerate Your Collection Processes by 40%

Agriculture Online Collection System, Importance of Online Collection in Agriculture Sector

Explore SME export supports and Free Trade Agreement (FTA) opportunities. Grow your exports with incentives from KOSGEB, Turk Eximbank, and the Ministry of Trade.

SME Export Supports: The Complete FTA Guide for 2025

Spend management for companies is important to manage financial resources well. Spend management strategy for businesses.

Spend management strategy for businesses

Corporate collection system, best online corporate collection system

2026 e-invoice transition limits are set at 3 Million TL (general) and 500k TL (e-commerce). Explore the paper invoice bans and penalties introduced by VUK 589.

2026 e-Invoice Obligation Limits and VUK 589 Guide

What is a Balance Sheet? Why is a Balance Sheet Important? How is it Prepared?

How to Manage Startup Founder's Equity?

Discover the technical architecture of webhook technology, how it differs from API polling, and how it enables real-time cash flow visibility in ERP integrations through an expert analysis.

ERP Webhook Integration & Cash Flow Visibility

What is Agricultural Income? Agricultural Income Tax: 2025 Guide - Finrota

Small Business Exemption: Conditions, Limits, and Application 2025

A comprehensive guide to the Green Transformation Program application requirements, 12-50 Million TL incentive limits, and roadmap preparation process for manufacturers.

Green Transformation Program Guide: Application, Requirements, and Roadmap

e-Invoice and e-Archive invoice updates in 2024

Why do profitable companies run out of cash? Discover the root causes of illiquidity, DSO impact, and how to optimize cash flow management with NAP360

 Cash Flow Management: Why Profitable Companies Fail?

Mobile Collection Systems, Cell Phone Easy Collection System

Discover how supply chain finance optimizes cash flow, strengthens supplier relationships, and empowers SMEs to scale sustainably. Learn the benefits and best practices today!

What is Supply Chain Finance? Cash Flow & Growth Strategy for SMEs

Financial management of small businesses is fundamental to the success and long-term sustainability of the business. Financial Management for Small Business.

Financial Management for Small Business.

VUK 507: Secure Mobile Payment and Electronic Document Management System

Simplify your business processes with an online mass payment system

Manual reconciliation is not merely a routine checking task performed by the accounting team at SMEs. 

The Financial Cost of Manual Cash Flow Reconciliation for SMEs

Cost of Manual Reconciliation: A Guide for SMEs - Finrota

Finrota Vault is a state-of-the-art security technology that, in B2B payment systems, instantly destroys sensitive card data rather than storing it in the system, and replaces it with randomly generated digital identifiers (tokens). 

Security in B2B Collection Processes: Finrota Vault and Tokenization Technology

A Guide to Finrota Vault and Tokenization in B2B Payment Security 

Data security in open banking: How is it ensured using AES-256, mTLS, HSM/KMS, Zero Trust, and audit trails? Explore the Finrota approach.

Security in open banking is ensured through the integrated operation of strong authentication, AES-256 data encryption, HSM-based key management, role-based access control, secure API communication via mTLS, and audit trail layers. 

Security in Open Banking: Finrota’s Multi-Layered Data Protection Approach

How Is Security Ensured in Open Banking? - Finrota

Discover the technical architecture of webhook technology, how it differs from API polling, and how it enables real-time visibility into cash flow in ERP integrations.

In ERP integration, webhook technology enables financial data to be updated rapidly by instantly transmitting payment and collection events from external systems to corporate accounts.

How Does Webhook Technology Enhance Cash Flow Visibility?

ERP Webhook Integration & Cash Flow Visibility - Finrota

Value date and blocked amount management directly determines the actual calendar timeline during which the proceeds from a completed sale are transferred by the bank to the business’s available balance.

Value Date and Held Amount Management in POS Transactions

How Do Settlement Dates and Blocked Amounts Affect Cash Flow?

What are venture capital and private equity funds? Startup investment processes, due diligence steps, tax benefits under Article 325/A of the Tax Procedure Law, and legal distinctions

Venture Capital and Private Equity Funds: Investment Processes and Tax Benefits

Learn what to consider when securing venture capital investment. Legal distinctions regarding venture capital funds, contract processes, and corporate tax for companies.

Venture capital refers to specialized investment provided to technology-focused startups with high growth potential in exchange for equity.

What Is Venture Capital? Investment Processes and Tax Benefits

What Is Venture Capital (VC)? Investment and Tax Guide

The main reason profitable companies run into cash shortages is the timing mismatch between accrual accounting and actual cash inflows.

Why Do Profitable Companies Experience Cash Flow Problems?

Cash Flow Management: Why Profitable Companies Fail?

Discover open banking architecture to generate cash positions from bank transactions. Manage real-time liquidity via ERP integration & auto-reconciliation.

Manually checking the balances of dozens of accounts spread across different banks and attempting to consolidate incoming transfers by copying them into Excel files causes significant operational disruption.

Generating a Cash Position from Account Transactions

Generating Cash Position: Open Banking Consolidation

PCI DSS Level 1 requirements and data privacy guide for B2B collection software. Minimize your risk with tokenization and seamless ERP integration.

For CTOs and product architects, the question isn't just about code efficiency; it is about architectural survival. How do you build a high-volume B2B payment infrastructure that is immune to legal risk and cyber threats?

PCI DSS Level 1 and KVKK Compliance in B2B Collection Software

B2B Collection Software Compliance: PCI DSS v4.0 & Data Privacy

In Turkey, the Revenue Administration (GIB) has placed the Income and Corporate Tax Standard Refund System (GEKSIS) at the core of this transformation.

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Security in Open Banking: F...

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